Showing posts with label SAVINGS. Show all posts
Showing posts with label SAVINGS. Show all posts

6 Things Not To Bargain Shop For


6 Things Not To Bargain Shop For

We all love a good bargain. Saving money is awesome and unless you are one of the nearly 500 billionaires in the United States, it is often a necessity.  As the financial adviser in my family, I try my best to get the most bang for my buck on every purchase. I check ebates to see if I can earn cashback.  I use my paypal debit card to purchase nearly everything I buy because I earn 1% cashback each month, which adds up! I look for sales, coupons and discounts. I even shop the closeout stores like Big Lots and Ollie's Bargain Outlet. Who doesn't like buying stuff at a lower cost?



In all of my attempts to save money, I have discovered things you should not scrimp on. Things that are just worth the cost in the long run. I want to share these suggestions with you to help you in your attempts to save as much as you can.


I say buy something good for several good reasons. One your clothes are meant to last. Washing them in something like the brand from Dollar Tree is going to take a toll on your clothes. You can take my word for this. I bought a new pair of jeans, washed them in the cheap cheap LA Awesome (or something like that) brand exclusively. Ya know what? In 6 months time the denim was so worn and threadbare all over that I was afraid to go outdoors in them for fear they might just fall apart! I bought a new pair of jeans to replace the holy than thou pair and went back to Tide... same brand of jeans, same style. That was 5 years ago... I still have the 2nd new pair today. Secondly, your clothes should look and smell good after washing them. A cheap detergent is mostly water, it just can't do the job as well as Tide.

2. Deodorant
This should be a no brainer. Buy something good, don't try to save money here... cause no one wants to smell your attempts to save money on a hot summer day....

3. Pet Food
If you can't afford to feed a pet quality food, you shouldn't have a pet. Feeding off brands of food, such as EverPet, will lead to health issues. Pets deserve to be cared for in many ways, but their diet is vital to the overall health and well being of any pet. 

I have bought cheap trash bags before and ended up picking my trash up off the lawn as the bag rips, tears or whatever on the way to the curb. No fun, not worth saving $2 in my opinion.

5. Shoes
I think buying quality footwear is important. Not only do your feet feel better in great shoes, but they are safer. When my son was about 18 months old and on the go, go, go we found a great deal on a pair of well known kids shoes. I jumped on them. Days later I realized why they were so affordable... the hard way. The sole of the shoe detached, causing my toddler to fall and he got a black eye out of it. Since that moment, no more bargain buys on shoes. Find the new air force 1 here.

6. Pillows
I am not saying you need to spend a few hundred on a great pillow, but invest in one that is going to give you a good quality of sleep. I use a Technogel pillow. I love it. I can't sleep without it, without waking up in pain or exhausted. A good pillow is an investment in your quality of life. 

Do you have any items to add to this list? What do you think you should buy without bargain hunting?

Save Your Way To Family Fun



Family time is precious and irreplaceable – you can’t put a price on it. Or can you? Priceless as the
memories may be, the cost of a family day out rises and rises each year. With travel, entry tickets,
overpriced food and drink and the unavoidable stop at the gift shop on the way out, take a few days
out in a year and you can find the cost slowly mounting. And for those families who are struggling to
meet savings goals or working through debt consolidation programs, every penny counts.
But there are ways to both cut the cost of your outing and find something fun for the family to
do together.


It’s All About Timing


Many theme parks and family attractions like zoos and the theatre practice ‘dynamic pricing’.
This means that the cost of entry will vary across a year and even a week, rising when there’s peak
demand and dropping right down when they need to fill seats. So do a little detective work
and use this to your advantage. Monitor the prices over a set period of time to see how they alter,
and make sure you’re signed up to the newsletter of the attraction, as many will email out discount
codes and special deals. It may mean waiting a little longer to get there, but you can make major
savings.


Round Up The Gang


A lot of attractions will also offer a discount for group bookings, so make sure you call up and speak
to them about what can be done. Who could you invite to go with you? Children will love for their
friends or neighbors to come along, and if you pool money, hiring a small minibus may be a more
cost-effective way to travel there as well. So time your trip with another family or two and see how
much you can save.


Claim Your Cashback


Using cashback sites and loyalty cards are a great idea if you know you’re planning to go somewhere.
Lots of them offer access to family attraction or ticketing sites. If you’ve saved up loyalty card points
all year, see what you can swap them in for, and use supermarket cards to purchase discounted
snacks and food for the road trip.


Keep The Snacks DIY


Overpriced food and drink at family attractions are one of the main budget-busters on a day out,
especially if you have several little ones. So save big by packing a cool bag with treats and drinks
before you go. Make the food prep a part of the excitement of the day out. Kids love a picnic, and
if you think outside the box and make some exciting picnic food rather than the standard sandwiches,
they’ll be super excited.


Days out are all about making memories – and you don’t have to spend a fortune to do that.
There are also lots of fun things to do at home from going on a bug safari to building a pillow fort,
having kids produce their own movie or play or even doing a campout in the backyard underneath
the stars. The only limit is your imagination.